Prime Minister Aadhar Card Loan Scheme 2022

Prime Minister Loan Scheme 2022: During the pandemic, During the Corona period, We have all faced a lot of financial losses during the Corona period, some people have lost their jobs and some have lost their jobs., so some people need money to start a business, some for personal reasons. In this article, we will talk about such a scheme in which you can take a loan of lakhs of rupees with the help of your Aadhar card. This scheme is also known as Pradhan Mantri Aadhar Card Loan Scheme or Loan Against Aadhar Card. You can take a loan of one lakh rupees and more through your Aadhaar card through all the methods given in this article.

Then let us know about Pradhan Mantri Aadhar Card Loan Scheme-

What is Aadhar Card Loan?

Aadhar Card Loan is given only on Aadhar Card without any documents and certificate, so it is called Aadhar Card Loan. Most people among us know that the Aadhar card is a document given by the Government of India, which is used as the citizens’ identity card.

But some people know that loans can also be taken from Aadhar cards. Yes! You can easily take a loan of up to 10000 through your Aadhar card. By the way, if you apply for a loan from any bank or institution, then you have to apply for an Aadhar card, but on the official website of an Aadhar card, you can get a loan only with the help of an Aadhar card number.

If you do not know how to take a loan of 10000 from Aadhar Card? So you do not need to worry, you just have to follow some easy steps mentioned here. After which you can easily take a loan using your Aadhar card. hurry up, don’t west your time, let’s get started!

Prime Minister Aadhar Card Loan Scheme

How to take Aadhar Card Loan?

If you fulfill the above-mentioned eligibility criteria and have all the important documents then you can easily get Aadhar Card 10,000 loan Under this loan scheme, you can get a loan of fifty thousand to ten lakh rupees. This loan is given to you at shallow interest. This loan scheme has been introduced by the government mainly for farmers and low-income people. You can get a loan of up to one lakh without any problem by following the easy steps mentioned below-

Aadhar Card Loan apply online

For this, first of all, you must go to the official website of Aadhar Card After opening the home page of the official website of Aadhar card, you will see an option I Want to Apply, just below which you have to click on Select Any Options. On clicking the option, the next window will open in front of you where you will get a home loan, loan against property, plot loan, home improvement loan, home extension loan, etc. Options will appear. don’t west your time take your Aadhar id and apply online for Aadhar Card Loan

As soon as you select any one option an application form will open in front of you. In which you will see many options like Name, Email, Mobile Number, STD Code, Date of Birth, Pin Code, Proof of Income, and Employment Details in which you have to fill all the information very carefully in the list. And then by clicking on the below box you have to click on the apply button given below. Now your application for Aadhar Card Loan has been done. After a few days, Aadhar Housing will receive a call on the mobile number entered by you for verification and will ask you for all the important details. And to get confirmed, the loan amount will be made available in your bank account which you can use for any work.

Let’s find out Aadhaar Card Loan’s features and benefits features of an Aadhaar Card Loan are:

Loan amount: Minimum Rs. 10,000 to Rs. 50 Lakhs loan on Aadhar Card can be benefited

Rate of interest: Personal Loan Interest Rates start from 10.50% p.a. for private lenders and 8.35% p.a. for public sector banks.

Term: Usually personal loan refund assignment ranges between 1 to 5 years. However, some banks may provide tenure of up to 72 months.

Processing fee: Up to 2% of the sanctioned amount for an Aadhar Card Loan.

Prepayment charges: Up to 4% of the outstanding loan amount.

TAT: TAT Trusting on each lender’s strategy, the turnaround time of an Aadhar Card Personal Loan may vary between a few hours up to a few days. Some mobile-based apps also disburse the loan amount within a few minutes.

let’s talk about the benefits and features of the Aadhaar Card Personal loans the benefits and features of the Aadhaar Card Personal loans are:

Easy access to loans and other financial services as service providers ask their customers for Know Your Customer (KYC) documentation and Aadhar is the best way to prove your identity and citizenship.

Single document for multiple proofs like citizenship, address, age, photo, and identity.

The card can also be used for e-KYC, i.e., online verification.

The application process gets simplified and fast.

One document (Aadhaar Card) can be used for age proof, identity proof, photo identity proof, and address proof. Also, you can check the importance of the PAN Aadhar link to enjoy other benefits in one go.

At times, you don’t even have to provide a copy of an Aadhaar Card, only the 12-digit UID number is enough.

requirements for Aadhar Card loan

Below are the personal loan eligibility criteria for Aadhar Card:

Age: The applicant must be a minimum of 21 years old when applying for the loan and a maximum of up to 60 years (60 years for self-employed) at loan maturity.

Credit score: To be eligible for an Aadhar Card Personal Loan your credit score must be 750 or above.

Salary: The minimum net monthly income required to apply for the loan is Rs. 25,000.

Minimum work experience: You must have a total work experience of a minimum of 2 years and at least 1 year of experience with the current organization.

Years in current residence: You must be residing in your current residence for at least the last 1 year.

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